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Exclusive: What iOS 16 and Android 13 Tell Us About the Future of Smartphones – CNET

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What iOS 16 and Android 13 Tell Us About the Future of Smartphones     - CNET

#iOS #Android #Future #Smartphones #CNET

This story is part of WWDC 2022, CNET’s complete coverage from and about Apple’s annual developers conference.

What’s happening

iOS 16 and Android 13 both come with new features that aim to replace your physical wallet and improve connections with smart home gadgets and connected car interfaces.

Why it matters

The updates underscore Apple’s and Google’s shared vision to make our phones more essential in everyday life.

Your iPhone or Android phone is about to become even more tightly woven into the nondigital aspects of your life. That’s one of the main takeaways from iOS 16 and Android 13, the latest mobile software updates from Apple and Google, coming later this year. Both tech giants want to turn your phone into an electronic wallet for storing your legal ID, pushing your phone closer to your identity than ever before. The companies also continue to improve the way phones communicate with cars, smart home gadgets and other everyday devices. 

Both iOS 16 and Android 13 are filled with tweaks and new features, some of which are more important than digital wallets and speedier connections (like Apple’s Safety Check tool for protecting domestic abuse victims, and Google’s new privacy updates). But the overlap between the two operating systems underscores the phone’s changing role in our lives. Based on Apple’s and Google’s latest announcements, what’s happening around your phone will be just as important as what’s happening on your phone.

The more intimately our phones are tied to daily essentials like wallets, credit cards, cars and home appliances, the harder it’s going to be to move away from them (or switch between iPhone and Android). The concept isn’t new; the industry has moved in this direction for years. But the changes in iOS 16 and Android 13 bring important refinements to Apple’s and Google’s respective approaches that will likely accelerate such efforts.

Read more: iOS 16’s Lock Screen Upgrades Make the iPhone More Like a Smartwatch

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Replacing the physical wallet

screenshot from Google I/O May 2022 presentation

Google is adding digital driver’s licenses to Google Wallet. 


Google; screenshot by CNET

The digital wallet was a big focus during both Apple’s iOS 16 announcement and Google’s Android 13 preview. The most significant change coming to Apple Pay is a new option called Apple Pay Later, which splits the cost of a purchase into four equal installments over six weeks. With iOS 16, identification cards stored in Apple Wallet can also be used to verify your age within apps. The addition comes after Apple first added support for digital IDs last year. 

Google, meanwhile, detailed a major revamp to its Wallet app during its I/O conference last month that brings it up to speed with Apple. The new Google Wallet will store personal documents like payment and transit cards, vaccination records, boarding passes and student IDs, much like Apple Wallet. Google is also working with government agencies to support digital IDs. 

Taken together, Apple’s and Google’s updates represent another step toward their common objective of making physical wallets obsolete — a shift that’ll inevitably make us even more reliant on mobile devices. 

Google reiterated this ambition just before detailing the new updates at Google I/O in May. 

“In fact, these days there are only two things I don’t leave home without: my phone and my wallet,” Sameer Samat, Android and Google Play’s vice president of product management, said on stage. “So the question is, can my phone replace my wallet?”

Corey Fugman, Apple’s senior director for Wallet and Apple Pay, made similar remarks during the WWDC keynote on Monday.

“With Apple Wallet, we’re working hard on our goal to replace your physical wallet,” he said.

People have already embraced the idea of replacing physical credit cards with smartphone-based payment apps. Usage of in-store mobile payment systems like Apple Pay is expected to surpass 50% of all smartphone users in the US by 2025, according to a 2021 report from eMarketer. Apple’s new Pay Later option and Google’s renewed focus on its own mobile wallet could make the notion of leaving your physical wallet at home even more appealing.

Read more: What WatchOS 9 May Reveal About the Next Apple Watch

Your phone, everywhere

Google Search Explorer

Google’s new visual search tool details products on a busy store shelf.

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Screenshot by Stephen Shankland/CNET

Replacing the wallet is only one way Apple and Google hope to make our phones more useful offline in everyday life. Both companies also introduced camera-based smartphone tools that could make navigating real-world points of interest easier. Another prominent theme is the increased interconnectivity between mobile devices and home appliances, cars and speakers. 

Apple and Google both believe the camera will continue to play a big role in how we interact with the world around us. In iOS 16, you’ll be able to translate text into different languages using a new camera option in Apple’s Translate app. During its WWDC keynote presentation, the company demonstrated how this could be used to translate an entire restaurant menu into a different language. You’ll also be able to track a flight or convert currency just by tapping on text in a photo. 

Google showed off an ambitious expansion of its Lens app called “scene explorer” at Google I/O, which essentially applies its search prowess to the real world. You’d wave your phone’s camera across a shelf of products, and it would overlay information and ratings on screen to help you find the right pick. Google search head Prabhakar Raghavan cited the ability to find nut-free snacks or scent-free lotion at a physical retail store as an example. 

The execution may be different, but the concept is similar. We’re already accustomed to ordering food, taxis and household essentials with the press of a button on our phones. Now Apple and Google want to make our phones a critical part of accomplishing those tasks in the real world too, and the camera will be a major part of that. 

Google and Apple have also refined their respective visions for turning our phone into a connection hub for other appliances around us. Google explained how Android 13 would make your phone better at connecting to other devices with support for fast pairing, automatic audio switching between devices, and the ability to more easily sync messages between your phone and computer. It also revealed a new split-screen interface for Android Auto that should make multitasking easier when you’re on the road.

Read more: A New Apple Watch SE Sounds More Exciting Than the Series 8. Here’s Why

apple-carplay-wwdc-2022-preview-screenshot-0010x30m31s666.png

Apple’s new iOS-inspired CarPlay interface.


Apple

Apple simplified the process of managing HomeKit devices with a redesigned home app for the iPhone. But perhaps the biggest area where Apple plans to broaden the iPhone’s reach is in the car. The company teased a revamp of its CarPlay software that looks like an entire operating system for automobiles, complete with app icons, widgets and other user interface elements that are reminiscent of the iPhone and Apple Watch

The smart home and connected car aren’t new ideas. They’ve both been an integral part of Apple and Google’s respective strategies for years. But iOS 16 and Android 13 clarify how Apple’s and Google’s visions for these devices should communicate and interact. 

As the smartphone becomes the link to everything from your credit card to your thermostat and car, Apple and Google are making its aesthetic more personal. When iOS 16 launches this fall, your iPhone will get a brand-new lock screen with support for Apple Watch-esque widgets and new photo effects for background images. Google is expanding its Material You with premade color sets that can be applied across the entire operating system.

There’s a lot more to iOS 16 and Android 13 than new wallet functionality, camera tools for scanning real-world objects and improved connectivity. These updates not only signal how essential the phone is becoming to both our online and offline lives, they also point to where the industry is heading next. 

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Exclusive: Nothing Company may partner with Reliance Digital for Phone 1’s retail sales in India – TalkOfNews.com

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Nothing Company may partner with Reliance Digital for Phone 1’s retail sales in India

#Company #partner #Reliance #Digital #Phone #retail #sales #India

Carl Pei-led Nothing Company is currently taking pre-orders for their first smartphone, the Nothing Phone (1). Although the priority, for the time being, is to cater to online orders for now, Nothing also plans to sell their smartphone through offline channels.

In India, the offline sale of the Nothing Phone (1) is likely to take place through Reliance Digital stores. The Nothing Company is planning to collaborate with Reliance Digital to sell the Nothing Phone (1) in India.

Talking about the pre-booking, the customers will have to pay Rs 2,000 as a deposit while registering themselves for the pre-order pass. Once the registration is done, Nothing will share the invite on the registered email ID and the customers will be able to track their order as well.

The Phone (1) will officially be launched on July 12. The launch event is scheduled to be live streamed on Nothing Company’s YouTube channel and other social media platforms. 

The Phone (1) will be delivered to the consumers on an invite-only basis which means that they will have to pay Rs 2,000 in advance to book the device which will be adjusted in the final bill.

The Nothing Phone (1) will apparently be offered in three variants. There is an 8GB + 128GB unit, an 8GB + 256GB unit, and a12GB + 256GB unit. 

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Pricing for the upcoming smartphone has also leaked online. Apparently, the base variant 8GB + 128GB variant will be be priced at $397 which is approximately about Rs 31,300. Next up, the 8GB + 256GB unit will be priced at $419 or roughly Rs 33,000. Finally, the top tier 12GB + 256GB variant will be priced at $456 or Rs 35,900.

Nothing Company may partner with Reliance Digital for Phone 1’s retail sales in India

In global markets like Middle East and Europe, the Nothing Phone (1) is tipped to go on sale two weeks after its launch date. Consumers in India, however, will be getting their hands on the Nothing Phone (1) before people from other regions. 

The Nothing Phone (1) has apparently been equipped with a Qualcomm Snapdragon 778G SoC and will come with a 6.55-inch OLED display with a refresh rate of 120 Hz. On the back, the phone will be getting a 50MP sensor as the main shooter along with a 16 MP sensor as the secondary camera.


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Exclusive: Best Car Insurance for Military and Veterans for July 2022 – CNET – TalkOfNews.com

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Best Car Insurance for Military and Veterans for July 2022     - CNET

#Car #Insurance #Military #Veterans #July #CNET

If you’re an active-duty military member or a veteran (or sometimes their family members), there are a couple of good places to check for car insurance. Some companies offer discounts for vets while other auto insurance carriers create policies specifically for them. Military members and vets may have access to a variety of cheaper car insurance options that aren’t available to the general public, often with rates hundreds of dollars below the national average. 

Car insurance companies that exclusively cover service members and veterans — whether you’re a sailor, Marine, soldier, airman, Coast Guardsman, National Guard member or reservist — provide a pricing scale that larger insurers typically can’t match. Eligibility for the families of service members or veterans will depend on the carrier. 

If you fall into any of these categories, it’s still critical to compare rates and policies. “Current and former military [personnel] should shop for insurance just like everyone else,” said Dan Karr, CEO of ValChoice, an independent platform for insurance analytics and ratings. The way a provider handles claims should also be an important consideration when researching insurance policies, Karr added.

Here are some of our top car insurance company picks for military members, veterans and their families. 

Best car insurance companies for members of the military and veterans

USAA

Active-duty military service members, veterans and their immediate family members are eligible to apply for United Services Automobile Association insurance. If you fall into one of these categories, you may find yourself eligible for cheaper rates than you might find elsewhere. Customers who switch their auto insurance policies to USAA saved $725 on average per year, according to USAA’s website. Moreover, USAA’s average annual premium for full coverage is among the most competitive, coming in at $1,209 compared to $1,771 for the national average, according to Bankrate.

The company has been around since 1922, when 25 US Army officers decided to insure each other’s vehicles. Today, the insurance company serves millions; the insurer’s low car insurance rates are a big draw, but USAA’s high customer satisfaction scores from J.D. Power surveys are also alluring. Its overall customer satisfaction score averages to 884 across US regions; higher than the industry average of 834. 

The bottom line: USAA is a worthy option to look into if you’re eligible to buy a policy. 

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Geico doesn’t quite match USAA’s rates: The company’s average annual premium for full coverage sits at $1,297 compared to USAA’s $1,225, according to Bankrate. Nonetheless, Geico’s rates fall well below the $1,674 national average, and its military discount makes for a good insurance choice if you’re active or retired military.

All active-duty and retired personnel, as well as members of the National Guard or Military Reserves, are eligible for up to 15% off their total insurance rate premium. Moreover, Geico offers an additional Emergency Deployment Discount to customers who deploy into a military base in imminent danger pay areas, as designated by the Department of Defense. The company has a special customer service team dedicated to military assistance, as well as a toll-free line dedicated to serving military customers — 1-800-MILITARY. 

Check out our full review of Geico Auto Insurance.

Armed Forces Insurance

Armed Forces Insurance has deep roots — it was founded in 1887 by military leaders — and while it’s not as well-known as USAA, it’s been around longer and has broader eligibility requirements, making it easier for more people to qualify for coverage.

AFI expands its coverage beyond active-duty and retired service members — and their children and spouses — to the Department of Defense civilian employees, officers of the National Oceanic and Atmospheric Administration and the US Public Health Service. If you fall into one of those groups (or have in the past), AFI may be worth a look.

However, one of the most glaring differences between AFI and USAA is reflected in the companies’ customer satisfaction and ratings. While USAA routinely scores high in customer satisfaction, feedback on AFI is more divided. AM Best has given AFI a B+ financial strength rating compared to USAA’s A++. Moreover, AFI receives more than 3.5 times the complaints compared to the national industry average, according to the National Association of Insurance Commissioners,

Other carriers with notable discounts


Arbella

Arbella is a regional insurance company offering car, home and business insurance policies in the New England area, though its auto policies are only offered in Massachusetts and Connecticut. If you live in either of these states, Abrella is worth exploring because the company offers up to a 10% discount for any active-duty service member deployed more than 100 miles away from your vehicle.

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Farmers

Farmers extends its “Affinity discount” for military customers who are active duty, active reserve, retired or honorably discharged veterans. Pair this discount with others from Farmers’ robust list, including good payer (history of paying in full, on time), multicar and ePolicy discounts, and you’re well on your way to bringing your annual premiums down.

Liberty Mutual

Liberty Mutual is another insurer that offers a robust set of discounts, including one that extends to active, retired and reserve members of the US armed forces. Though Liberty Mutual’s average annual premium for full coverage sits a bit higher than the national average using the military discount along with homeowner, bundling multicar, good student or early shopper discounts can help make its policies more affordable. 

Best car insurance for military and veterans, compared

Company Benefits A.M. Best Financial Strength Rating*
USAA Family coverage, low rates, award-winning service and coverage. A++
Geico Military personnel, emergency deployment, dedicated hotline for military customers. A++
Armed Forces Insurance Department of Defense civilian employees and NOAA and PHS commissioned officers eligible. B+

*A.M. Best financial strength rating scale runs from D (lowest) to A++ (highest).

FAQs

What is the best car insurance for military members?

The best carrier will differ for everyone, depending on your specific situation, how much coverage and what kinds of coverage you want. According to our research, USAA and Geico offer among the most competitive rates out there for service members, and they both cover a wide range of coverage options and discounts to help formulate a policy that fits your needs and budget.

Whichever auto insurer you choose, your military service may potentially mean savings. For that reason, it’s important to always check your eligibility and inquire about the rates and discounts that service members, veterans and their families can get.

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What should you do when applying for car insurance as a service member or veteran?

  • Look for quotes from a variety of insurance companies. Make sure to include companies that offer military discounts, as well as those that only serve the military.
  • Choose the plan that makes the most sense for you, based on eligible car insurance discounts, the company’s customer service rating, auto claims satisfaction, coverage options and the final price.
  • Gather documented proof of your identity and military service such as your military ID or DD-214 (or the service of your family member, along with proof of relation).
  • Submit the appropriate documents to your insurer of choice, then wait for final approval.

How can you save on car insurance as a veteran?

Some carriers only serve members of the military, such as USAA and AFI. These insurers generally have competitive rates compared to other mainstream carriers available to the general public. If USAA and AFI don’t serve your needs, mainstream carriers like Geico, Liberty Mutual and Farmers also offer discounts for military members. If you pair a low premium rate with a variety of discounts, including a military discount, you may be able to bring your annual premiums down substantially and save on car insurance in the long run.

How do you get a military discount on car insurance? What documents do you need to show you’re eligible?

The requirements to receive a military discount differ from insurer to insurer. For example, while Geico simply gives all active-duty military and retired personnel up to a 15% discount, Arbella will only apply up to a 10% discount if you’re an active-duty military member that is deployed more than 100 miles away from your vehicle. You’ll want to check what each insurer’s parameters are for qualifying for a military discount. 

That said, the documents to prove your eligibility for military discounts are similar across the board. You’ll likely need to show one or more of the following documents:

  • DD-214
  • NGB-22
  • Military orders if you are actively serving
  • Academy appointment letter or ROTC contract
  • Discharge certificate
  • Letters or statements showing membership in an eligible military group, such as the Navy League of the United States or the Armed Forces Benefit Association.

CNET reviews insurance carriers and products by exhaustively comparing them across set criteria developed for each category. For auto insurance, we examine average annual premium rates for full coverage, consumer complaints, collision repair scores, the carrier’s financial strength, auto claims satisfaction and overall customer satisfaction. For this list, we also investigated available discounts for military members, veterans and their families. Our data comes from a multitude of sources. 

Auto insurance rates come from Bankrate, which gathers data using Quadrant Information Services. We also use both J.D. Power annual surveys that collect data on customer auto claims satisfaction and overall customer satisfaction.

Consumer complaints are taken from the National Association of Insurance Commissioners, which collects consumer complaints across states, indexing complaints on a scale that takes into account the industry average. We collect the financial strength rating of each carrier from the A.M. Best Rating.

Last, we collected collision repair scores from the Crash Network Insurer Report Card, which collects data from collision repair professionals, including mechanics, to gauge the quality of collision claims service from insurance carriers.

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The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

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Exclusive: Hyundai shares first look at the much-awaited Ioniq 6 electric sedan – TalkOfNews.com

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Hyundai shares first look at the much-awaited Ioniq 6 electric sedan

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Forward-looking: Hyundai is slowly climbing in EV market share in the US and Europe, and it has grand ambitions to capture seven percent of the global EV market by 2030. While a full reveal is scheduled for next month, the South Korean automaker is already teasing everyone with a first look at the much-awaited Ioniq 6 all-electric sedan.

Not too long ago, Hyundai was in talks with Apple to build an electric car. The South Korean automaker seemed interested in lending its expertise to the Cupertino giant, which had long been rumored to be working on a self-driving car. However, those discussions quickly fell apart as Apple executives were worried about information leaks. Similarly, Hyundai executives remained divided on whether or not they saw Apple as a great fit for a potential partnership.

Earlier this year, Hyundai stopped research and development on combustion engines, adding to a growing list of companies committed to going all-electric in the coming years. During its 2022 CEO Investor Day forum, the Hyundai Motor Group presented its bold electrification roadmap through 2030 that includes no less than 17 new battery-powered electric vehicles.

Today, Hyundai offered the first look at its upcoming all-electric sedan, the Ioniq 6. It looks a lot like the Prophecy concept EV it showcased back in 2020, and as noted by Top Gear, it seems to be inspired by classic, streamlined designs from the 1920s and 1930s, such as the Stout Scarab or the Tatra 87.

Details are scarce now, as Hyundai wants to make a full reveal on July 14. Still, the company did tease an ultra-low drag coefficient of just 0.21, which is among the lowest you can get with most cars on the market today. That’s thanks to the streamlined design with a low nose and active air flaps, among other things.

The Ioniq 6 shares the same E-GMP platform as the Ioniq 5 crossover, which is rated for up to 315 miles on a single charge, and since the Ioniq 5 is a smaller, low-drag car, it will not only be cheaper but might also offer more range.

The cocoon-shaped interior features sustainable materials, and a couple of touchscreens give it a futuristic look. However, Hyundai design chief Sangyup Lee told Ars Technica the company opted for physical buttons for things like audio and climate controls.

“The touchscreen is great when this car is [in] stationary condition, but when you’re moving, touchscreens can be dangerous. So we always think about the right balance, user experience, and the buttons and the combination with the voice activation together. In the future, obviously, voice activation is going to play the major role versus touchscreen, but this is still in transition. For us, anything that relates to the safety, we use hardware. Anything not related to safety will use a touch interface.”

Production of the Ioniq 6 is expected to start next month in South Korea. In the meantime, Hyundai is also spending $10 billion to accelerate electrification and autonomous vehicle development in the US, $5.5 billion of which will go towards building a battery manufacturing facility in Georgia.

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