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Exclusive: Best Hybrid Mattresses for 2022 – CNET

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Best Hybrid Mattresses for 2022     - CNET

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Having trouble deciding between an innerspring mattress or a memory foam mattress? Each have their own benefits, and a hybrid mattress offers you the best of both worlds. They’re comfortable, breathable, offer good temperature regulation and reduced motion transfer. If you’re after a good night’s sleep, a hybrid mattress is a good place to start.

Like any other category of mattress, the firmness level of a hybrid mattress can run the gamut from super-soft and plush to firm enough for a stomach sleeper. The mattress materials can also vary: Some are infused with copper, gel or latex, others have perforated layers that improve airflow to help you sleep more comfortably and some even have a comfort layer. They can come in many different configurations, from mattresses with a latex hybrid, gel memory foam or foam layer to ones with individually wrapped coils. The best hybrid mattress for you depends on several factors, like your sleeping position, need for motion isolation, your weight and whether or not it provides pressure relief when you’re dealing with pain.

These models are our top picks because they’re comfortable, supportive and feel truly high quality. I’ve personally slept on — and loved — them all. Want to find out which one is right for you? Read on in our best hybrid mattress review for all the details you need to build a great hybrid bed. And, if you’re still unsure about which mattress is best for you, almost all the mattress companies on this list have a pretty stellar return policy — just in case.

Prices listed are the base price for a queen mattress, not inclusive of the frequent promotions mattress-makers run. And, if you’re looking to update your entire sleeping situation, we have lists of the best sheets and best pillows to peruse.

Read more: Best Mattress in a Box for 2022

Lindsay Boyers/CNET

Type: Hybrid mattress
Firmness: 3 firmness levels | Plush Soft: Medium or 5 | Luxury Firm: Medium-firm or 7 | Firm: 9/10 or firm
Trial: 180 nights
Warranty: 15-year limited warranty
Price (queen): $1,695

Just based on looks alone, you can tell the Saatva Classic is a step above the rest. It has a 3-inch Euro pillow top that sits on top of high-density memory foam and two coil mattress layers — one that helps contour your body and another that prevents sagging. This hybrid innerspring mattress felt the most like a traditional spring mattress, but with considerably less motion transfer and no squeaking.

The pillow top had enough give to alleviate pressure on my shoulders and hips, while the springs and foam below provided adequate support for my back, preventing my body from sagging and knocking my spine out of alignment in my preferred sleeping position. However, that’s on its softest mattress. 

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The Luxury Firm Saatva mattress, which is really a medium-firm feel that’s rated a 7 out of 10, is Saatva’s most popular option and a good choice for a back, stomach, sleeper or combination sleeper. If you prefer a little more contouring, or you weigh less than 150 pounds and find most mattresses too firm, you might find the Saatva mattress to be a little overbearing. Especially due to its dual-coil layers. Read more in our full Saatva mattress review. 

The Saatva Classic comes in sizes from twin XL to split California king.

Lindsay Boyers/CNET

Type: Hybrid mattress
Firmness: Medium or 5
Trial: 100 nights
Warranty: 10-year limited warranty
Price (queen): $2,399

With its plush organic cotton cover and five-layer construction, the Leesa Legend feels and looks really luxurious. It’s made from two layers of springs and two layers of memory foam that immediately felt soft and inviting, with less adjustment time than some of the others on this list. One of the layers, called a relief and stability layer, combines micro-pocket coils with an exclusive stabilizing foam, something that’s pretty unique to this mattress brand. That layer makes a big difference when it comes to targeted pressure relief and eliminating motion transfer.

This Leesa hybrid mattress was comfortable no matter the sleep position, but it had the best body contouring when I was lying on my back. And thanks to motion isolation I couldn’t feel my boyfriend move around at all — even when he got up in the middle of the night. It was like he wasn’t even there. I rated it around a 5 on the firmness scale. So, while Leesa calls this mattress medium-firm, I’d say it feels more on the medium side, especially compared to others like the Saatva. Read more in our full Leesa Legend mattress review. 

The Leesa Legend comes in sizes from twin XL to California king.

Amerisleep

Type: Memory foam hybrid mattress
Firmness: Medium-firm or 7 
Trial: 100 nights
Warranty: 20-year limited warranty
Price (queen): $1,299

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If you’re dealing with back pain, either from your mattress or otherwise, the Amerisleep AS2 Hybrid is the hybrid mattress for you. Designed for back or stomach sleepers, this medium-firm mattress helps maintain proper spinal alignment. Amerisleep uses a proprietary plant-based memory foam called Bio-Pur that aims to solve all of the problems of traditional memory foam. It contours your body without any of that slow-sinking feeling and helps dissipate warmth, rather than trapping it and making you sweat.

As someone who’s not a fan of memory-foam-only mattresses, the improved response time was one of my favorite things about the AS2 Hybrid. When I changed positions during the night the mattress adjusted quickly, thanks to the pocketed coils, and I never felt like I was stuck in a hole. I felt like my body was cradled, but never like I was sinking into the mattress, something that’s a common complaint with softer memory foam and that can contribute to back pain. Read more in our full Amerisleep mattress review. 

The Amerisleep AS2 Hybrid comes in sizes from twin to split king.

Lindsay Boyers/CNET

Type: Memory foam hybrid mattress
Firmness: 2 firmness levels | Soft: Medium-soft or 3 | Firm: Medium to medium-firm or 6
Trial: 120 nights
Warranty: 10-year limited warranty
Price (queen): $1,699

From comfort to motion isolation to cooling capabilities, the Layla Hybrid mattress earned high marks across the board and a top spot on our list as the best hybrid mattress. It contoured to my body without too much sinking, and had just enough bounce to keep me comfortable, but not so much that I was jolted awake when my partner tossed and turned during the night.

A true hybrid, this mattress is constructed of innerspring coils that are sandwiched between four layers of memory foam. Two of those memory foam layers are infused with copper, which not only keeps you cool, but is also naturally antimicrobial and helps fight off the buildup of bacteria and other undesirable things that break down your mattress more quickly.

Aside from the fact that it’s just really comfortable, something else that makes the Layla Hybrid mattress stand out is that it’s flippable. There’s a soft side and a firmer mattress side, so if you’re not really sure which mattress type you like — or you like to switch it up based on how your body feels at any given time — you don’t have to decide; you can have both. I preferred the softer side, which is rated a 4 out of 10, but if you need a little more support, the firm side clocks in at 7 out of 10. Read more in our full Layla Hybrid mattress review. 

The Layla Hybrid mattress comes in twin to California king sizes.

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Lindsay Boyers/CNET

Type: Hybrid mattress
Firmness: Medium or 5 
Trial: 100 nights
Warranty: 10-year limited warranty
Price (queen): $2,049

Mattress preferences can differ significantly, so if you sleep with a partner, landing on one that suits both of you can be a serious exercise in compromise. But thanks to a construction that can please most people, the Helix Midnight Luxe makes it a little easier. Landing smack in the middle of the firmness scale, it can satisfy sleepers on both ends of the spectrum. If you prefer softer beds (like me) but your partner likes things on the firmer side (like my boyfriend), you’ll both be happy on this Helix mattress. The same is true for different sleeping positions.

After sleeping on this Helix mattress for a few weeks, my boyfriend and I were both happy campers. I slept through the night and didn’t wake up with shoulder pain from sleeping on my side, and my boyfriend, who snoozes mostly on his back, felt equally comfortable in that sleep position. Aside from layers of memory foam and springs, Helix’s Luxe hybrid models have a premium feature that’s worth the extra cost: zoned lumbar support that’s designed to support your back and keep your body properly aligned. See more in our full Helix mattress review. 

The Helix Midnight Luxe comes in sizes from twin to California king.

Lindsay Boyers/CNET

Type: Poly foam hybrid mattress
Firmness: Medium or 5 
Trial: 180 nights
Warranty: 10-year limited warranty
Price (queen): $1,695

All hybrid mattresses offer more support than memory foam-only models, but if you’re looking for a bed that has a balanced feel, the Casper Original Hybrid has your back (literally). Like the other mattresses on this list, it has a layered construction — two top layers of foam and a support layer of individually-wrapped springs that add extra lift. I’d rate it around a 5 to 6 out of 10 on the firmness scale, making it ideal for just about any sleeping position.

The Casper Original Hybrid doesn’t have that slow sink feeling and motion isolation that you get with softer memory foams. It also offers more edge support, thanks to some extra firmness around the border. And even though it’s a hybrid, which are typically more expensive than other models, it’s still a budget-friendly pick, even when compared to memory foam-only options. Read more in our full Casper Original mattress review. 

The Casper Original Hybrid comes in sizes from twin to California king.

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Lindsay Boyers/CNET

Type: Hybrid mattress
Firmness: Medium to medium-firm or 6
Trial: 100 nights
Warranty: 10-year limited warranty
Price (queen): $2,999

The Purple Hybrid Premier 4 is probably my personal favorite mattress on this best hybrid mattress list, but since it’s really unique, it might not work for everyone. If you prefer medium mattresses to firm mattresses and you’re not quite sold on memory foam, this is an excellent option for you.

Like all Purple models, this Purple mattress is made of a proprietary hyper-elastic polymer grid that sits on top of a layer of responsive, noise-reducing coils. The major difference is that the Premier 4 has an additional inch of the Purple grid compared to the other hybrid model (and 2 extra inches beyond the standard model). And it makes all the difference in the world.

The Purple mattress had the most bounce out of all the mattresses, and it definitely felt the softest, but in a nontraditional way. The grid bends and moves in a way that perfectly contours your body, providing exceptional support for your back and spine. It was also really comfortable in every sleep position — back, side and stomach. I also found myself doing work from my bed more often, since it was so comfortable when lying on my stomach. If you want even more customizable support, an adjustable base is sold separately. Read more in our full Purple Hybrid mattress review.

The Purple Hybrid Premier 4 comes in sizes from twin XL to split king.

Brooklyn Bedding

Type: Hybrid mattress
Firmness: 3 firmness levels | Soft: Medium-soft or 3 | Medium: Medium or 5 | Firm: Medium-firm or 7
Trial: 120 nights
Warranty: 10-year warranty
Price (queen): $1,874

This Brooklyn Bedding Aurora mattress checks a ton of boxes when it comes to a nice hybrid mattress. It has effective cooling technology that actually works, it’s offered in three different firmness levels for any sleeping position, contains over 1,000 pocketed coils in the base layer for maximum support, and it offers a very comfortable neutral-foam feel that’s more responsive and bouncy than memory foam.

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The secret to this bed’s cooling ability is a few different things: the brand’s special CopperFlex foam which helps draw heat away from the body and its TitanCool-infused cover which is smooth and cool-to-the-touch. It claims that it brings your skin temperature to 88 degrees — while I can’t confirm this claim, I can say that it’s one of the most effective cooling mattresses that I’ve ever tested. 

You would think that a mattress this nice costs a fortune, but it’s actually very affordable. Especially compared to other cooling mattresses. Brooklyn Bedding is known for making quality mattresses at affordable prices, and I think a part of it has to do with the fact that the brand cuts out the middleman by owning factories and manufacturing its own mattresses. It can also be pretty generous with discounts.

Slumber Yard

Type: Hybrid mattress
Firmness: 3 firmness levels | Soft: Medium-soft or 3 | Medium: Medium or 5 | Firm: Medium-firm or 7
Trial: 120 nights
Warranty: Lifetime warranty
Price (queen): $1,799

The WinkBed mattress is one of those hybrid beds that you would find in a nice hotel room when you’re on a vacation — it’s extra luxurious. It’s almost 14 inches tall, and it’s made with zoned pocketed coils to provide targeted pressure relief and support to the areas of the body you need it most. The edges are also reinforced to be ultra durable and sturdy to make it easy to get in and out of bed, and prevent you from feeling like you’re going to fall off the side.

Not only is it a thick and strong hybrid mattress, but it has a fluffy and light pillow top that gives it a plush feel as you lay down. It also offers plenty of support, especially the firm model. You have three different firmness levels to choose which come out to medium-soft, medium and medium-firm. Most side sleepers should opt for the softer model while back and stomach sleepers would love the medium or firm profiles. See full WinkBed mattress review for more. 

Allswell

Type: Hybrid mattress
Firmness: Medium to medium-firm or 6
Trial: 100 nights
Warranty: 10-year limited warranty
Price (queen): $449

You’ve probably heard of the retail giant Walmart, but what you may not be too familiar with is their bed-in-a-box brand called Allswell. In true Walmart fashion, Allswell mattresses are extremely affordable. I’d argue they’re one of the best cheap mattress brands you can buy from while still having a quality mattress. It’s a simple hybrid mattress without any bells or whistles, but that’s what you want when you’re looking for an ultra affordable bed. 

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The mattress is slightly on the firm side, landing around a 6 out of 10 on the firmness scale. If you sleep on your side all night, it might give you that tingly, fall-asleep sensation in your shoulder. Especially if you weigh under 150 pounds. Though, back, stomach and combination sleepers should find the mattress comfortable. It feels dense like memory foam, but it isn’t slow-responding — nor does it make you feel like you’re in a sinkhole. It’s just a regular hybrid mattress that’ll appeal most to those who want to save money. Read more in our full Allswell mattress review. 

Other mattresses we’ve tested

The CNET Sleep editors have tested over 100 mattresses and put in countless hours trying out the industry’s most popular (and unpopular) beds. With so many to choose from, our lists omit a few well qualified contenders. Here are several hybrid mattresses we’ve tested that were runner-ups when making this best hybrid mattress list. 

  • Brooklyn Bedding Signature: This bed offers great bang for your buck. It’s the same price, even less in many cases, than the popular foam bed-in-a-box mattresses. The Signature mattress isn’t flashy, but it’s a quality hybrid bed for an affordable price. The company manufactures its own beds, which I’m expecting is the reason it can sell them for cheaper. The bed is also offered in multiple firmness levels and will suit just about any sleeping position. 
  • DreamCloud mattress: My sister and colleague sleep on a DreamCloud, and they both love it. It’s like a New Age memory foam mattress because it doesn’t feel like traditional memory foam in that you don’t get a “stuck” feel. It’s also very luxurious and thick; another mattress you could find in a fancy five-star hotel. 
  • Puffy Lux mattress: For side sleepers and plush-mattress lovers, the Puffy Lux mattress checks a lot of boxes. I compare it to a big supportive marshmallow. It’s made with memory foam, but it’s not as dense as a lot of popular memory foam beds. Instead, it’s light, airy and a little more responsive. This bed is ultra pressure-relieving, but you also get support from the steel coils in the foundation layer. 

How we test

CNET editors pick the products and services we write about based on editorial merit. When you buy through our links, we may get a commission. Read more on how we test mattresses.

What to look for in a mattress

Finding your perfect new mattress should come down to these key points: your dominant sleeping position, your body type, relevant health conditions, mattress materials and your budget. The position you sleep in most during the night will help you determine your ideal firmness level. Your weight should help you determine whether you should opt for the extra support of a hybrid mattress or a regular foam mattress. Your budget will help you narrow down the beds you can and can’t afford. Lastly, different health conditions require different characteristics, and materials help determine whether or not you’ll find the bed comfortable.

Sleeping position

  • Side sleepers typically sleep most comfortably on soft to medium mattresses because they relieve pressure from major joints like your hips and shoulders, rather than push into them. 
  • Back and stomach sleepers need a bed on the opposite side of the spectrum, medium to firm, because they offer proper spinal support to prevent back pain. 
  • Combination sleepers have two options: choose the firmness level that caters to their primary position or a medium firmness level that caters to all sleeping positions.

Body type

  • People who weigh under 230 pounds have the option between foam and hybrid beds; it just depends on the amount of support you’re looking for. Those under 150 pounds, though, can skip hybrid beds all together if they want because they don’t need the extra support.
  • I recommend hybrid beds to people over 230 pounds because they’ll last longer (this is important if you spend a lot of money on your new bed) and they’ll be much more supportive for the body. 

Health conditions

  • Hot sleepers, women suffering from menopause or people experiencing hot flashes can find a cool-sleeping mattress that absorbs and redistributes heat, or offers a ton of airflow. 
  • Those with arthritis or joint pain may want a soft, pressure-reliving mattress on the medium to soft side that cradles the hips and shoulders for maximum comfort. 
  • People who suffer from back pain may sleep most comfortably on a medium-firm mattress profile. It offers ample support and pressure relief at the same time, to prevent the back from sagging and cradle pressure points. 

Materials

  • Memory foam is known for its motion-isolating and pressure-reliving abilities. Some people also love the hugging feel. However, people who switch positions often can sometimes run into resistance since it’s so slow to respond to pressure. 
  • Latex foam can be synthetic or natural/organic. Either way, it offers airflow, is more durable and supportive than most foam mattresses. On the other side of the token, natural latex can get expensive and they tend to be on the firm side. 
  • Poly foam is a synthetic foam that bounces more than memory foam but is more soft than latex foam. Most comfy couch cushions are made with this foam. it’s breathable and affordable, but may not be as durable as other foams. 
  • Coils or innersprings are made from steel and provide extra support and durability for mattresses. 

Budget

  • The most affordable bed in a box mattresses can go for a few hundred dollars. 
  • Your typical bed in a box mattress costs in between $850 to $1,200. 
  • Hotel luxury and premium mattresses typically cost over the $1,200 range. 

Hybrid mattress FAQs

What is a hybrid mattress?

Like a hybrid car that fuses gas and electric, a hybrid mattress combines pocketed coils with comfy foam to give you a supportive but comfy sleeping surface that’s more comfortable to snuggle up to than the old traditional innerspring mattresses. 

How much do hybrid mattresses cost?

Hybrid mattresses come in a range of different costs. A basic hybrid mattress will cost around $1,300 before discounts, but there are plenty of options under $1,000 if you want a budget hybrid mattress. There are also luxury hybrid mattresses that cost $1,600 and up. 

Are hybrid mattresses any good?

Yes. A hybrid mattress offers additional support and durability than all-foam mattresses thanks to the steel innersprings or coils in the foundation layer, and more comfort than a traditional innerspring mattress. A foam bed will last you around six or seven years while a hybrid mattress can last 10 to 12 years. 

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More sleep recommendations

The information contained in this article is for educational and informational purposes only and is not intended as health or medical advice. Always consult a physician or other qualified health provider regarding any questions you may have about a medical condition or health objectives.

Tech

Exclusive: Best Car Insurance for Military and Veterans for July 2022 – CNET – TalkOfNews.com

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Best Car Insurance for Military and Veterans for July 2022     - CNET

#Car #Insurance #Military #Veterans #July #CNET

If you’re an active-duty military member or a veteran (or sometimes their family members), there are a couple of good places to check for car insurance. Some companies offer discounts for vets while other auto insurance carriers create policies specifically for them. Military members and vets may have access to a variety of cheaper car insurance options that aren’t available to the general public, often with rates hundreds of dollars below the national average. 

Car insurance companies that exclusively cover service members and veterans — whether you’re a sailor, Marine, soldier, airman, Coast Guardsman, National Guard member or reservist — provide a pricing scale that larger insurers typically can’t match. Eligibility for the families of service members or veterans will depend on the carrier. 

If you fall into any of these categories, it’s still critical to compare rates and policies. “Current and former military [personnel] should shop for insurance just like everyone else,” said Dan Karr, CEO of ValChoice, an independent platform for insurance analytics and ratings. The way a provider handles claims should also be an important consideration when researching insurance policies, Karr added.

Here are some of our top car insurance company picks for military members, veterans and their families. 

Best car insurance companies for members of the military and veterans

USAA

Active-duty military service members, veterans and their immediate family members are eligible to apply for United Services Automobile Association insurance. If you fall into one of these categories, you may find yourself eligible for cheaper rates than you might find elsewhere. Customers who switch their auto insurance policies to USAA saved $725 on average per year, according to USAA’s website. Moreover, USAA’s average annual premium for full coverage is among the most competitive, coming in at $1,209 compared to $1,771 for the national average, according to Bankrate.

The company has been around since 1922, when 25 US Army officers decided to insure each other’s vehicles. Today, the insurance company serves millions; the insurer’s low car insurance rates are a big draw, but USAA’s high customer satisfaction scores from J.D. Power surveys are also alluring. Its overall customer satisfaction score averages to 884 across US regions; higher than the industry average of 834. 

The bottom line: USAA is a worthy option to look into if you’re eligible to buy a policy. 

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Geico doesn’t quite match USAA’s rates: The company’s average annual premium for full coverage sits at $1,297 compared to USAA’s $1,225, according to Bankrate. Nonetheless, Geico’s rates fall well below the $1,674 national average, and its military discount makes for a good insurance choice if you’re active or retired military.

All active-duty and retired personnel, as well as members of the National Guard or Military Reserves, are eligible for up to 15% off their total insurance rate premium. Moreover, Geico offers an additional Emergency Deployment Discount to customers who deploy into a military base in imminent danger pay areas, as designated by the Department of Defense. The company has a special customer service team dedicated to military assistance, as well as a toll-free line dedicated to serving military customers — 1-800-MILITARY. 

Check out our full review of Geico Auto Insurance.

Armed Forces Insurance

Armed Forces Insurance has deep roots — it was founded in 1887 by military leaders — and while it’s not as well-known as USAA, it’s been around longer and has broader eligibility requirements, making it easier for more people to qualify for coverage.

AFI expands its coverage beyond active-duty and retired service members — and their children and spouses — to the Department of Defense civilian employees, officers of the National Oceanic and Atmospheric Administration and the US Public Health Service. If you fall into one of those groups (or have in the past), AFI may be worth a look.

However, one of the most glaring differences between AFI and USAA is reflected in the companies’ customer satisfaction and ratings. While USAA routinely scores high in customer satisfaction, feedback on AFI is more divided. AM Best has given AFI a B+ financial strength rating compared to USAA’s A++. Moreover, AFI receives more than 3.5 times the complaints compared to the national industry average, according to the National Association of Insurance Commissioners,

Other carriers with notable discounts


Arbella

Arbella is a regional insurance company offering car, home and business insurance policies in the New England area, though its auto policies are only offered in Massachusetts and Connecticut. If you live in either of these states, Abrella is worth exploring because the company offers up to a 10% discount for any active-duty service member deployed more than 100 miles away from your vehicle.

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Farmers

Farmers extends its “Affinity discount” for military customers who are active duty, active reserve, retired or honorably discharged veterans. Pair this discount with others from Farmers’ robust list, including good payer (history of paying in full, on time), multicar and ePolicy discounts, and you’re well on your way to bringing your annual premiums down.

Liberty Mutual

Liberty Mutual is another insurer that offers a robust set of discounts, including one that extends to active, retired and reserve members of the US armed forces. Though Liberty Mutual’s average annual premium for full coverage sits a bit higher than the national average using the military discount along with homeowner, bundling multicar, good student or early shopper discounts can help make its policies more affordable. 

Best car insurance for military and veterans, compared

Company Benefits A.M. Best Financial Strength Rating*
USAA Family coverage, low rates, award-winning service and coverage. A++
Geico Military personnel, emergency deployment, dedicated hotline for military customers. A++
Armed Forces Insurance Department of Defense civilian employees and NOAA and PHS commissioned officers eligible. B+

*A.M. Best financial strength rating scale runs from D (lowest) to A++ (highest).

FAQs

What is the best car insurance for military members?

The best carrier will differ for everyone, depending on your specific situation, how much coverage and what kinds of coverage you want. According to our research, USAA and Geico offer among the most competitive rates out there for service members, and they both cover a wide range of coverage options and discounts to help formulate a policy that fits your needs and budget.

Whichever auto insurer you choose, your military service may potentially mean savings. For that reason, it’s important to always check your eligibility and inquire about the rates and discounts that service members, veterans and their families can get.

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What should you do when applying for car insurance as a service member or veteran?

  • Look for quotes from a variety of insurance companies. Make sure to include companies that offer military discounts, as well as those that only serve the military.
  • Choose the plan that makes the most sense for you, based on eligible car insurance discounts, the company’s customer service rating, auto claims satisfaction, coverage options and the final price.
  • Gather documented proof of your identity and military service such as your military ID or DD-214 (or the service of your family member, along with proof of relation).
  • Submit the appropriate documents to your insurer of choice, then wait for final approval.

How can you save on car insurance as a veteran?

Some carriers only serve members of the military, such as USAA and AFI. These insurers generally have competitive rates compared to other mainstream carriers available to the general public. If USAA and AFI don’t serve your needs, mainstream carriers like Geico, Liberty Mutual and Farmers also offer discounts for military members. If you pair a low premium rate with a variety of discounts, including a military discount, you may be able to bring your annual premiums down substantially and save on car insurance in the long run.

How do you get a military discount on car insurance? What documents do you need to show you’re eligible?

The requirements to receive a military discount differ from insurer to insurer. For example, while Geico simply gives all active-duty military and retired personnel up to a 15% discount, Arbella will only apply up to a 10% discount if you’re an active-duty military member that is deployed more than 100 miles away from your vehicle. You’ll want to check what each insurer’s parameters are for qualifying for a military discount. 

That said, the documents to prove your eligibility for military discounts are similar across the board. You’ll likely need to show one or more of the following documents:

  • DD-214
  • NGB-22
  • Military orders if you are actively serving
  • Academy appointment letter or ROTC contract
  • Discharge certificate
  • Letters or statements showing membership in an eligible military group, such as the Navy League of the United States or the Armed Forces Benefit Association.

CNET reviews insurance carriers and products by exhaustively comparing them across set criteria developed for each category. For auto insurance, we examine average annual premium rates for full coverage, consumer complaints, collision repair scores, the carrier’s financial strength, auto claims satisfaction and overall customer satisfaction. For this list, we also investigated available discounts for military members, veterans and their families. Our data comes from a multitude of sources. 

Auto insurance rates come from Bankrate, which gathers data using Quadrant Information Services. We also use both J.D. Power annual surveys that collect data on customer auto claims satisfaction and overall customer satisfaction.

Consumer complaints are taken from the National Association of Insurance Commissioners, which collects consumer complaints across states, indexing complaints on a scale that takes into account the industry average. We collect the financial strength rating of each carrier from the A.M. Best Rating.

Last, we collected collision repair scores from the Crash Network Insurer Report Card, which collects data from collision repair professionals, including mechanics, to gauge the quality of collision claims service from insurance carriers.

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The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

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Exclusive: Hyundai shares first look at the much-awaited Ioniq 6 electric sedan – TalkOfNews.com

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Hyundai shares first look at the much-awaited Ioniq 6 electric sedan

#Hyundai #shares #muchawaited #Ioniq #electric #sedan

Forward-looking: Hyundai is slowly climbing in EV market share in the US and Europe, and it has grand ambitions to capture seven percent of the global EV market by 2030. While a full reveal is scheduled for next month, the South Korean automaker is already teasing everyone with a first look at the much-awaited Ioniq 6 all-electric sedan.

Not too long ago, Hyundai was in talks with Apple to build an electric car. The South Korean automaker seemed interested in lending its expertise to the Cupertino giant, which had long been rumored to be working on a self-driving car. However, those discussions quickly fell apart as Apple executives were worried about information leaks. Similarly, Hyundai executives remained divided on whether or not they saw Apple as a great fit for a potential partnership.

Earlier this year, Hyundai stopped research and development on combustion engines, adding to a growing list of companies committed to going all-electric in the coming years. During its 2022 CEO Investor Day forum, the Hyundai Motor Group presented its bold electrification roadmap through 2030 that includes no less than 17 new battery-powered electric vehicles.

Today, Hyundai offered the first look at its upcoming all-electric sedan, the Ioniq 6. It looks a lot like the Prophecy concept EV it showcased back in 2020, and as noted by Top Gear, it seems to be inspired by classic, streamlined designs from the 1920s and 1930s, such as the Stout Scarab or the Tatra 87.

Details are scarce now, as Hyundai wants to make a full reveal on July 14. Still, the company did tease an ultra-low drag coefficient of just 0.21, which is among the lowest you can get with most cars on the market today. That’s thanks to the streamlined design with a low nose and active air flaps, among other things.

The Ioniq 6 shares the same E-GMP platform as the Ioniq 5 crossover, which is rated for up to 315 miles on a single charge, and since the Ioniq 5 is a smaller, low-drag car, it will not only be cheaper but might also offer more range.

The cocoon-shaped interior features sustainable materials, and a couple of touchscreens give it a futuristic look. However, Hyundai design chief Sangyup Lee told Ars Technica the company opted for physical buttons for things like audio and climate controls.

“The touchscreen is great when this car is [in] stationary condition, but when you’re moving, touchscreens can be dangerous. So we always think about the right balance, user experience, and the buttons and the combination with the voice activation together. In the future, obviously, voice activation is going to play the major role versus touchscreen, but this is still in transition. For us, anything that relates to the safety, we use hardware. Anything not related to safety will use a touch interface.”

Production of the Ioniq 6 is expected to start next month in South Korea. In the meantime, Hyundai is also spending $10 billion to accelerate electrification and autonomous vehicle development in the US, $5.5 billion of which will go towards building a battery manufacturing facility in Georgia.

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Exclusive: Substack CEO says he’s ‘very sorry’ about laying off 13 people – TalkOfNews.com

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Substack CEO says he’s ‘very sorry’ about laying off 13 people

#Substack #CEO #hes #laying #people

Substack is the latest tech company to announce layoffs, with the company’s CEO Chris Best tweeting on Wednesday that he’s letting 13 workers go. According to Axios, that’s around 14 percent of Substack’s workforce. In his letter and follow-up tweets, Best cites “market conditions” as the reason behind the layoffs.

He also admits that the move may be a surprise to some employees. “Not so long ago, I told you all that our plan was to grow the team and not do layoffs,” he says, also noting that the company is “still hiring for specific key roles” and has money saved. However, Best says that the company needs to change tactics, as it could be facing “an extended period” where the economy goes from bad to worse. He says that the layoffs are one of several changes the company has made to make sure it’s in “a strong financial position.”

According to The New York Times, some of the employees laid off were involved in human resources and writer support. The report also says that Substack recently halted efforts to secure funding from investors, but that its revenue is still growing.

In April, Substack faced a minor controversy around its hiring efforts when its vice president of communications tweeted a hiring link while noting a specific type of employee she said the company didn’t want. “If you’re a Twitter employee who’s considering resigning because you’re worried about Elon Musk pushing for less regulated speech… please do not come work here,” she said. The company has historically said that it places a lot of importance on free speech.

Substack is far from the only company laying off a significant percentage of its workers in the past month or two. Companies like Tesla, Netflix, Klarna, Better.com, and Cameo have all cut jobs, as have several large crypto firms.


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